Every checkout, every
currency, every customer.
Customers expect to pay however they want, wherever they are. Cart abandonment climbs when checkout doesn’t support the right currency, card, or payment method — and manual reconciliation across multiple payment providers eats into already thin margins.
One stack,
every checkout.
Online, in person, and on-chain — every payment lands in one account, reconciled in one dashboard.
Talk to salesHigh-acceptance processing
Acquiring Services with high-acceptance processing and regional payment methods — customers pay how they already pay, and fewer good transactions get declined.
In-person, next to online
POS systems for in-person retail alongside your online checkout — terminals and Tap to Pay, settled and reported with your e-commerce volume.
Hold revenue in every currency
Global Accounts and IBANs to collect and hold revenue in multiple currencies — settle locally, convert when the rate works for you.
Ready for digital assets
A branded Crypto Checkout Page for merchants ready to accept digital assets — paid in BTC, ETH or USDT, settled to fiat in your account.
Everything you need to monetise globally.
Five products, one stack. Plug in only what you need — or all of it.
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Accounts
Global accounts
Dedicated IBANs in 28+ currencies. Hold, send and receive on local rails — named accounts per customer, real-time reconciliation, no commingled funds.
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Cards
Multi-currency cards
Virtual and physical cards in 28+ currencies.
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Payments
Acquiring
Cards, wallets and 40+ local methods — one integration.
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Crypto
Crypto services
Stablecoin treasury and regulated on- and off-ramps.
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Treasury
Treasury Yields
Money-market yields on idle multi-currency balances.
Why retailers choose Xoala.
Higher acceptance rates
Routing tuned for approval — higher acceptance rates mean fewer declined transactions and lost sales.
One dashboard
Online, in-person and crypto payments in one place — no stitched-together providers.
Fraud prevention built in
Built-in fraud prevention protects margins without adding friction at checkout.
Every checkout, every currency, every customer.
Higher acceptance online, terminals in store, and crypto when you’re ready — talk to our team about your checkout.