Payments for creators
and digital businesses.
Ad networks, marketplaces, subscriptions, sponsors, direct sales — each paying on its own schedule, in its own currency. Then the cost of getting it out: FX at rates you didn’t choose, collaborators waiting on wires, crypto in a separate app. The work is global. The banking usually isn’t — Xoala is.
One account,
every revenue stream.
Collect from platforms, sponsors and your audience, pay your collaborators, and keep crypto and fiat on one ledger.
Talk to salesCollect from every platform
Collect revenue from platforms, sponsors, and customers worldwide into accounts in your own name, in the currencies you're actually paid in.
Spend without the FX toll
Spend on tools, ads, and subscriptions without a conversion charge on every transaction, and issue cards to the people you work with.
Crypto and fiat, one ledger
Receive, hold, and convert digital assets alongside your fiat balances, on the same ledger.
Sell direct to your audience
Take card payments directly for memberships, digital products, courses, and merch.
Everything you need to earn globally.
Five products, one stack. Plug in only what you need — or all of it.
-
Accounts
Global accounts
Dedicated IBANs in 28+ currencies. Hold, send and receive on local rails — named accounts per customer, real-time reconciliation, no commingled funds.
-
Cards
Multi-currency cards
Virtual and physical cards in 28+ currencies.
-
Payments
Acquiring
Cards, wallets and 40+ local methods — one integration.
-
Crypto
Crypto services
Stablecoin treasury and regulated on- and off-ramps.
-
Treasury
Treasury Yields
Money-market yields on idle multi-currency balances.
Why creators & digital businesses choose Xoala.
FX on your side
Hold and convert revenue in the currency that makes sense for you, at rates that don’t quietly fund a bank.
Collaborators paid fast
Fast payouts to collaborators, editors, and teams — no waiting on wires to land.
Crypto and fiat together
Crypto and fiat in one place, so nothing has to live in a separate app.
An authorised EMI
An authorised Electronic Money Institution, with client funds safeguarded in segregated accounts.
One view of your income
One view of income across every platform you earn from, which makes tax season considerably less painful.
Built for how you earn.
From your first sponsor to a full team of collaborators — talk to our team about getting paid, wherever your audience is.