Multi-currency cards

One card.
Every currency you trade in.

Hold balances in 28+ currencies, spend at the real exchange rate, and skip the foreign-transaction fees. Physical and virtual cards, ready in seconds.

What you get

Spending power,
without losing control.

Issue virtual and physical cards in multiple currencies, set spend limits by team or individual, and see every transaction the moment it happens.

Get a card

Issued in your company’s name

Virtual and physical debit cards carrying your business identity — issued per employee, per team or per project, under your account.

Why Xoala

Built for how modern teams spend.

One platform

Card issuance connected to your accounts, acquiring and FX — one balance, one ledger, no bridging transfers.

Built for distributed teams

Designed for international teams from day one — not a single-currency legacy card programme with FX bolted on.

Full audit trail

Every card, every transaction, every currency — logged as it happens and reconciled against the account it spent from.

Get started

Ready to issue your first card?

Open an account, issue a virtual card in seconds, and give the team spending power the same day.

Get Started Now