Accept payment the way
your customers prefer.
Card schemes, account-to-account rails and 40+ local wallets — 100+ countries, one integration. Higher acceptance, lower processing cost, full control from the dashboard.
One stack,
every rail.
Accept payments everywhere your customers are — online, in person, and in between. One integration, reconciled in one dashboard.
Talk to salesHigh-acceptance card acquiring
Process major international schemes across major regions, with routing tuned for approval rates. 3DS, tokenisation and recurring billing come built in — acceptance other acquirers can't reach.
POS for in-person and retail
Terminals and Tap to Pay for in-person and retail transactions — turn any iPhone or Android into a contactless terminal, settled and reported alongside your online volume.
APMs tailored to every market
Alternative payment methods matched to regional preferences — PIX, iDEAL, wallets and vouchers — so customers pay how they already pay, and you settle in local currency.
Advanced fraud prevention
Fraud prevention and chargeback management tools on every transaction — adaptive risk scoring, 3DS2 and SCA-ready flows, and rules you tune per market, per amount.
Seamless checkout integrations
Hosted checkout, native plugins and full API control for e-commerce and marketplace platforms — drop payments into your flow, branded as yours.
Settlement you can reconcile
Real-time settlement reporting reconciled against your Xoala Global Account — payouts, marketplace splits and FX visible the moment they happen, not at month-end.
Built for businesses that don’t fit the standard risk profile.
Underwriting depth
Deep experience underwriting corporates in low, medium and high-risk sectors — we price the risk instead of declining it.
One dashboard
Acquiring, settlement and treasury in one place — no stitched-together vendors, no reconciliation gymnastics.
Teams that get it
Dedicated onboarding and risk teams who understand your industry — not just your MCC code.
Find out if your business qualifies for Xoala Acquiring.
Tell us about your business and your volumes — you’ll get a clear answer, and the pricing to go with it.