Products

One platform.
Endless possibilities.

Accounts, cards, acquiring, crypto and treasury — everything to run a global business, behind one regulated stack.

Why Xoala

Built for teams that
work across borders.

  • One unified stack

    Accounts, cards, acquiring, crypto and treasury — behind one regulated entity, one dashboard, one API.

  • Built for speed

    Live in hours, not months. Most accounts open same-day; sandbox keys are available immediately on signup.

  • Regulated & safe

    Authorised Electronic Money Institution. Customer funds safeguarded at tier-1 banks — never used for operations.

  • Truly borderless

    180+ countries, 28+ currencies, local rails wherever they exist. SWIFT where they don’t.

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