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Manage, move, and grow your business across borders with Xoala’s cutting-edge financial solutions.
Xoala offers an all-in-one platform that allows you to handle international transactions, manage accounts in multiple currencies, and process payments securely— no matter where in the world you do business.
Get access to local and international multi-currency accounts. Avoid high conversion fees, and manage your global cash flow with sub-accounts and virtual IBANs.
Accept secure payments online and in-person. Offer local payment methods to boost conversions and streamline global sales.
Issue physical and virtual cards for your team. Giving your business the flexibility to spend globally without limits.
We have built a robust infrastructure of network payment partners via a single API and this makes moving money faster, cheaper and more reliable to customers. Our simple-to-integrate modular framework is what you need to power your business globally and locally.
Manage your company’s finances with Xoala's Business Accounts.
We specialise in integrated financial payment products and highly efficient FX services.
At Xoala, we believe payments and FX services should feel as simple cross-border as they do locally. Xoala customers can operate efficiently, removing barriers and making payments and the delivery of financial services seamless.
Dedicated IBANs Real-Time FX Conversions Global payment network Scalable solutions SWIFT , BACS, CHAPs, SEPA Payment options180+
Local Payment Options
26
FX Currencies
Simplify global banking with a single multi-currency account. Send, receive, and hold funds in 26 currencies while seamlessly managing international transactions and local payments.
Exchange currencies at competitive rates and transact globally with ease. Our transparent pricing and real-time FX tools ensure you get the best value for your money.
Save time with batch payment capabilities, enabling you to pay suppliers, employees, or partners in bulk with just a few clicks. Perfect for payroll, vendor management, and more.
Put your idle balances to work with low-risk, multi-currency investment options. Optimize cash flow while earning returns, all from your Xoala account.
Accept payments globally with our acquiring solutions. Whether through cards, wallets, or local payment methods, we help you capture revenue wherever your customers are.
Create unique IBANs for easy reconciliation of incoming and outgoing payments. Whether for customer accounts or business transactions, ensure seamless and efficient financial management.
Launch and manage virtual or physical cards for your business with ease. Whether you need to streamline expense management or facilitate card payments, our Issuing API delivers flexibility and control.
Streamline mass payouts to suppliers, employees, or partners globally. With real-time tracking and low fees, our Payout API simplifies your financial operations.
Find the account details you need to get paid in any of 25+ currencies. Use them to receive salaries, pension payments and more.
180+
Countries
26
FX Currencies
Your trust is at the core of what we do. We employ advanced security protocols and adhere to strict compliance standards to safeguard your assets every step of the way.
Read more about how we safeguard your money.
Access cross-border investment opportunities in multiple currencies, offering immediate yield and liquidity.
Across every region we serve, we work in partnership with local authorities to ensure we follow the rules and respect regulations.
Swipe International Ltd is Registered as a Company in England and Wales (No. 12590979). Swipe International Ltd is an authorised Electronic Money Institution and regulated by the Financial Conduct Authority (FRN 931540).
Xoala is the Registered trading name of Steven AB and Swipe International Ltd. Steven AB is Registered as a Company in Sweden (No. 559026-5673). Steven AB is an authorised Electronic Money Institution and regulated by the Finansinspektionen (ID No. 48004).
Elevate your e-commerce business with smarter payments
Simplify payment processing across multiple channels, improve checkout experiences to boost conversion rates, and protect your business with advanced fraud prevention tools—all from a single, intuitive platform.
Power up your freelance business with seamless payments
Get paid faster with secure payment links and branded online invoices. Manage multiple currencies, track transactions in real-time, and keep your business running smoothly—without needing any technical expertise.
Efficient payment solutions for trading firms
Optimize cash flow and manage funds across multiple jurisdictions with Xoala’s multi-currency accounts and seamless integration with trading platforms.
Simplify payments for your corporate structure
Centralize and streamline financial operations across subsidiaries, manage multi-currency accounts, and enhance liquidity management globally.
A tailored solution for marketplace payments
Seamlessly manage payouts to sellers and accept payments from buyers with automated reconciliation and fraud prevention tools.
Comprehensive financial solutions
Access a unified platform to manage complex payment needs across multiple countries, currencies, and regulatory environments.
Optimize recurring payment collections
Simplify subscription billing with recurring payment automation, ensuring reliability and reducing customer churn.
Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 14/11/2024. The Fund has achieved an average annual return of 0.93% over a 5-year rolling period exclusive of fees. Interest is offered by Xoala Assets, a trading name of Alchemy Markets and Alchemy Prime. Alchemy prime is authorised and regulated by the Financial Conduct Authority with registration number 612233. Alchemy Markets is authorized and regulated by the Malta Financial Services Authority with license number C 56519. When facilitating access to Xoala investment products, users directly sign up and acquired assets held by Alchemy Markets Ltd or Alchemy Prime Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you’re uncertain, we urge you to seek professional advice.