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CRYPTO FIAT

A Better Way to On/Off-Ramp

XOALA On/Off-Ramp turns crypto into fiat and pays it out within your product, under your brand. Fast conversion. Fast settlement. No redirects.

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The XOALA Advantage

Most no/off-ramps focus on a single feature. XOALA offers a complete operational system.
Upgrade your off-ramp and run with less friction.

API-driven, built for production

Designed for high volume and high uptime

Built to fit modern fintech and crypto stacks

Clear statuses from initiation to payout

Convert Payout Done
How It Runs

Smooth for users.
Reliable for you.

XOALA On/Off-Ramp connects your platform to fiat payouts through one streamlined integration.

How It Runs - STEP 1

User initiates a crypto-to-fiat payout in your app or platform.

How It Runs - STEP 2

Crypto transfer is received and verified through automated checks.

How It Runs - STEP 3

Conversion executes with full visibility and status updates.

How It Runs - STEP 4

Fiat is paid out via supported rails. Fast and trackable.

Who It's For
Web3 apps
Prop firms
iGaming
platforms
Payment
platforms
Exchanges

Power crypto-to-fiat conversion and withdrawals with a flow that stays fast under pressure.

Wallets
Marketplaces
Stablecoin
platforms

A win for your users.
A win for you.

Offer a straight-through crypto-to-fiat conversion payout experience without stitching together multiple providers, and keep control of operations, risk, and settlement.

Multiple fiat currencies

Offer cash-outs in major currencies to match your user base and markets.

Built-in security

Stay safe and compliant with strong controls and risk monitoring.

Global coverage

Support customers across key corridors with local and cross-border payout options.

Fast settlements

Reduce waiting time with efficient processing and dependable completion.

Scalable performance

Stay ahead of growing transaction volumes without sacrificing throughput or availability.

Better user journeys

Deliver a simple conversion-to-payout flow that builds trust and reduces drop-offs.

Off-Ramp Like Never Before

Join XOALA and launch a crypto
on/off-ramp that is fast, reliable,
and built for scale.

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XOALA

© 2025 Xoala. All rights reserved.

Sturegatan 4, 3rd Floor, Stockholm, Sweden, 114 35

Xoala is the Registered trading name of Steven AB. Steven AB is Registered as a Company in Sweden (No. 559026-5673). Steven AB is an authorised Electronic Money Institution and regulated by the Finansinspektionen (ID No. 48004). Registered Office: Sturegatan 4, 3rd Floor, Stockholm, Sweden, 114 35. In New Zealand, Steven AB is registered as an Overseas Non-ASIC Company (CN:9182845, NZBN:9429051992989), a financial service provider on the Financial Services Provider Register (FSP:1007245) and a member of Financial Services Complaints Ltd (FM6682). Registered office: Level 10, Suite 1005, 300 Queen Street, Auckland 1010, New Zealand. Xoala Digital sp. z o.o. is registered as a Company in Poland under KRS: 0001047696, registered office is UL. Piotrkowska 116/52, 90-006 Łódź. Paycury LLC, having registered office address at 1621 Central Ave, Cheyenne, Wyoming 82001 is regulated by Financial Crimes Enforcement Network (MSB Registration Number 31000280640742). Primewave Payments Limited, having registered office address 997 Seymour Street, Unit 250, Vancouver, British Columbia, Canada, V6B 3M1 is regulated by Financial Transactions and Reports Analysis Centre (MSB Registration Number C100000799). Xoala Asia, with incorporation number C228154, having registered office address at 6 St Denis Street, 1/F River Court, Port Louis, Mauritius is regulated by Financial Services Commission, Mauritius. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Restricted Jurisdictions: Xoalas does not provide services or open accounts for residents (whether natural persons or legal entities) or citizens of Russia, Ukraine, Belarus, Iran, Cuba, North Korea, Syria, Venezuela, or any other country or jurisdiction that is subject to comprehensive economic or trade sanctions administered by the United States Office of Foreign Assets Control (OFAC), the United Nations, the European Union, or other relevant regulatory authorities, or where such services are restricted or prohibited by applicable law or Xoalas' internal compliance policies.

Xoala Digital is a trading name of Xoala IOM Limited, a company incorporated in the Isle of Man with company number 019808V. Xoala IOM Limited is registered with the Isle of Man Financial Services Authority as a Designated Business under registration ID 332.

Cryptoassets are risky and highly volatile. You should carefully consider whether dealing in cryptoassets or related products and services is suitable for you. Understand the risks here.