Customer’s business and operations cannot be involved in any of the following industries mentioned in our prohibited industries list below.

• Agriculture and Forestry. Deforestation or the burning of natural ecosystems for the purpose of land clearance relating to the establishment of large scale agricultural plantations
• Agriculture and Forestry. Illegal logging or trading in illegally harvested or uncertified timber
• Agriculture and Forestry. Producing, processing and/or trading of palm oil by companies that are not a member of- or in the process of becoming a member of- the Round Table for Sustainable Palm Oil (RSPO)
• Animal Protein. Large-scale ruminant farming (over 500,000 heads)
• Animal Welfare. Animal testing unless this is required by law and done in the least harmful way
• Animal Welfare. Commercial events with animals where the Five Animal Freedoms are not respected
• Animal Welfare. Producing, processing and/or trading Angora wool
• Animal Welfare. Producing, processing and/or trading fur
• Animal Welfare. Using endangered species or great apes for testing and experimental purposes
• Chemicals and Substances. Activities non-compliant with the EU regulation on the Registration, Evaluation, Authorization and Restriction of Chemicals (REACH)
• Chemicals and Substances. Activities violating the Basel Convention on the Control of Transboundary Movements of Hazardous Wastes and their Disposal
• Chemicals and Substances. Agents involved in the sale of fuels and industrial chemicals prohibited
• Chemicals and Substances. Manufacture of chemicals and chemical products prohibited
• Chemicals and Substances. Producing and/or trading pharmaceuticals, pesticides, herbicides, chemicals and ozone depleting substances subject to international phase outs or bans
• Chemicals and Substances. Producing, trading and/or using unbounded asbestos fibres
• Construction. Construction companies
• Consumer Goods - Fake goods/ counterfeit consumer products
• Consumer Goods- Luxury Goods & Jewelry
• Defence. Producing, selling and/or distributing controversial weapons and/or elements of the core weapon system. The following weapons are considered controversial: Cluster weapons, nuclear weapons, depleted uranium weapons, anti-personnel mines, biological weapons, chemical weapons, white phosphorus weapons and fully autonomous weapons
• Defence. Providing private security services in countries that are defence-sensitive without the company being member of the International Code of Conduct Association (ICOCA)
• Defence. Selling small arms and light weapons (SALW) to private sector in countries without gun control laws or countries that are defence-sensitive
• Defence. Weapons of war, automatic weapons, ammunitions or defence equipment
• Employment Agencies. Providing employment agency services by agencies that are not certified - or in the process of becoming certified - by the Stichting Normering Arbeid (SNA) and – if they provide housing to migrant workers – the Stichting Normering Flexwonen (SNF). Employment agencies that do not operate on the Dutch market should provide evidence that they comply with the same material standards
• Energy. Controversial methods of energy production, such as drilling in the arctic, shale gas extraction and oil extraction from tar sands
• Energy. Exploration and processing of tar sand, the transportation of tar sand oil and the construction of pipelines dedicated to tar sand oil
• Energy. New coal-fired power plants. Generation of electricity from thermal coal
• Energy. Stand-alone project finance of nuclear power plants
• Entertainment- Adult content
• Entertainment. Dating
• Finance. Binary Options and/or speculation financial products platforms
• Finance. Credit granting by non-deposit taking finance houses and other
• Finance. Credit repair, Debt Restructuring, Debt recovery, Debt settlement, Debt Collections, Factoring, Debt consolidation/management
• Finance. Crowdfunding, crowdlending and assimilate activities
• Finance. Cryptocurrencies
• Finance. Downstream/Nested relationship
• Finance. Unregulated investment companies involved in managing or investing own- or third-party funds
• General exclusions. Activities causing adverse human rights impacts
• General exclusions. Activities resulting in conversion or degradation of protected areas or critical habitats
• General exclusions. Activities resulting in the infringement of the rights of indigenous and/or vulnerable groups without their Free Prior and Informed Consent (FPIC)
• General exclusions. Any industry known to be an illegal industry in its local jurisdiction or in the EEA
• General exclusions. Bidding fee auctions and penny auctions
• General exclusions. Cash Business
• General exclusions. Holding companies of private individuals
• General exclusions. Legal Entities owned via Nominal Ownership / Bearer Shares
• General exclusions. Operating businesses that require a license or special permit without obtaining such license (i.e. Unregulated Auction Houses)
• General exclusions. Sanctioned individuals
• General exclusions. Shell banks and shell companies
• General exclusions. Trading of plant or animal species, or products thereof, in violation of CITES
• General exclusions.Cheque encashment and small loan services
• General exclusions.Groups, legal bodies or similar subject to international sanctions or embargoes
• General exclusions.Transactions involving Human Organs
• Health Care. Any business involved with Cannabidiol “CBD”/ ilegal drugs
• Health Care. Drugs and pharmaceuticals (legal)
• High value goods. Precious metals and stones, arts and antiques, sale of vehicles or other merchants dealing with high value goods
• Marketing. Affiliate Marketing schemes, including Network Marketing, Referral Marketing, Multilevel Marketing, Pyramid schemes
• Marketing. Selling, hosting, distributing, producing or promoting offensive materials, including materials that incite or promote racial hatred or discrimination based on gender, race, religion, national origin, physical ability, sexual orientation, or age
• Mining. Acquisition or building of thermal coal mines
• Mining. Commercial large scale deep sea mining beyond exclusive economic zones
• Mining. Mining and/or trading rough diamonds which are not certified according to the Kimberley Process
• Mining. Mountaintop removal
• Mining. Other activities
• Other activities. Discount/prepaid telephone cards
• Other activities. Genetically modified organisms
• Other activities. Massage parlours
• Other activities. Pawnbrokers, Pawn shops and salvage yards
• Other activities. Striking of coins
• Other activities. Weight loss products
• Recreation & Travel- Gambling & Casinos